WealthOS by Credeer
Build Wealth.
Track Everything.
Own Your Financial Story.
Assets, budgets, investments, debt, goals, forecasting, and your financial history — one calm operating system that grows with you.
WealthOS
Dashboard preview
Explore the tabs — try adding a goal, budget, or asset
Net worth
$102,432
Updates with assets
Goals
Budget
72%used
$700 remaining
Assets
Try a goal, budget, or asset — preview only, nothing is saved to an account.
- Cloud Sync
- Secure Authentication
- Private by Design
- Financial Journey
- Forecasting
- Real-Time Net Worth
- Cloud Sync
- Secure Authentication
- Private by Design
- Financial Journey
- Forecasting
- Real-Time Net Worth
- Cloud Sync
- Secure Authentication
- Private by Design
- Financial Journey
- Forecasting
- Real-Time Net Worth
The wealth path
Wealth isn’t built overnight. It’s built one decision at a time.
See where your money has been—and where it’s going. WealthOS connects every stage of your financial life into one continuous story.
- 01
Earn
Income arrives. Know what comes in before you decide where it goes.
- 02
Spend
Everyday outflows with clear categories — so nothing hides in the noise.
- 03
Save
Park surplus with intention. Emergency funds and short-term buffers first.
- 04
Invest
Put idle cash to work. Track contributions, returns, and compounding over time.
- 05
Own Assets
Homes, vehicles, and valuables — logged so net worth reflects what you own.
- 06
Reduce Debt
Balances, rates, and payoff progress in one place — pressure you can measure.
- 07
Grow Net Worth
Assets minus liabilities, always live. Watch the curve move with your decisions.
- 08
Build Legacy
Milestones become a story. A financial history worth keeping — and reviewing.
Assets
Everything you own, valued in one place.
Homes, vehicles, cash, and investments — tracked with clarity so net worth always reflects reality.
Asset ledger
Sample household
Primary home
Property
$285,000
Vehicle
Asset
$18,400
Brokerage
Investments
$42,100
Cash & savings
Liquid
$12,800
Goals
Turn vague ambitions into paycheck math.
Set a target and date. WealthOS calculates what each contribution needs to be — and updates as you save.
Try it — no account needed
Goal planner
Move the sliders. Watch how much you need each paycheck.
Progress
24%
Per paycheck
$634
Remaining
$7,600
Budget pulse
Spending health
Slide monthly spend against a $2,500 allocation.
$820 left with room to breathe.
Budgets
Know what’s left before the month knows.
Watch envelope health in real time. Slide expenses in the demo and see when you’re still on track — or overspending.
Investments
Compounding, made visible.
Adjust return assumptions and monthly contributions. The same projection engine that powers your portfolio runs here — no login.
Compounding, live
Investment forecast
Adjust return and contributions — see where patience compounds.
Projected value
$76,035
Inflation-adjusted ≈ $59,399
Forecasting
Peek years ahead without touching live data.
Project net worth with confidence ranges. Run what-ifs. Decide with a picture of the future — not a spreadsheet guess.
Net worth outlook
Sample multi-year path
Financial Journey
Your financial life deserves a history.
Milestones aren’t just numbers — they’re chapters. WealthOS remembers when you finished the emergency fund, paid down debt, and crossed net-worth thresholds.
2026
Started Saving
First automatic transfer into an emergency fund.
2026
Started Saving
First automatic transfer into an emergency fund.
2026
Emergency Fund Complete
Three months of expenses — calm arrives.
2026
Emergency Fund Complete
Three months of expenses — calm arrives.
2026
Bought First Car
Asset logged with depreciation from day one.
2026
Bought First Car
Asset logged with depreciation from day one.
2026
Debt Reduced
Halfway through the personal loan balance.
2026
Debt Reduced
Halfway through the personal loan balance.
2027
Investment Portfolio Started
Recurring contributions begin compounding.
2027
Investment Portfolio Started
Recurring contributions begin compounding.
2027
Net Worth Milestone
Crossed a personal threshold worth remembering.
2027
Net Worth Milestone
Crossed a personal threshold worth remembering.
2027
Year in Review
An annual story generated from real decisions.
2027
Year in Review
An annual story generated from real decisions.
Insights
Quiet signals when something matters.
Not a noisy feed — timely cues from your real cash flow, goals, and liabilities.
- 01
Surplus this month
Cash flow is healthy — consider routing $200 more into investments.
- 02
Goal pace
Emergency fund lands on time if contribution holds.
- 03
Debt pressure easing
Loan balance down 18% year-over-year — keep the auto-pay streak.
Reports
A yearbook for your money.
Annual stories, exports, and summaries you can keep — so progress isn’t trapped in a forgotten spreadsheet.
2027 Year in Review
Net worth up. Debt down. Three goals completed. One investment habit that stuck. Your story — generated from decisions you already made.
Net worth Δ
+$24,800
Goals done
3
Debt paid
$6,200
- ∞
History preserved
Milestones and memories stay with your account.
- 8+
Wealth modules
Assets through forecasting — one operating system.
- 1
Live net worth
Always recalculated from what you own and owe.
- ∞
Goals on pace
Emergency funds to legacy targets — progress you can feel.
Security & trust
Built private. Kept private.
Cloud sync without sacrificing ownership. Your financial story stays under your control.
- 01
Encrypted authentication
Sign-in secured by modern auth — sessions stay yours.
- 02
Row-level security
Every query is scoped to your account. No shared tables of strangers’ money.
- 03
Private by default
Your balances, goals, and journey are not a marketing feed.
- 04
You own the data
Export and leave when you want. WealthOS doesn’t hold your story hostage.
Begin
Start Building Your Financial Legacy Today.
Create a free account and own the full picture — from first paycheck to lasting wealth.